Check the PAY2DAY offer for your address

PAY2DAY advertises payday advances without a credit-bureau check and lists service in Ontario, British Columbia and Nova Scotia. Its application information also requires income and banking details. Confirm which online or store route serves your location and what documents are needed before relying on a quoted speed. Receiving a preliminary response is different from having an approved agreement and money available to spend.

Income and banking requirements still apply

Read the disclosure for your chosen amount and date, including the repayment method and any permitted default charges. The Financial Consumer Agency of Canada explains how payday costs differ from ordinary instalment borrowing. Calculate the money left for necessities after PAY2DAY’s payment is made, rather than looking only at the amount advanced. If another loan would be needed immediately afterwards, ask whether the original bill can be delayed or split before accepting the offer.

Assess the next pay period after repayment

  • PAY2DAYConsult PAY2DAY’s own application criteria and current service information.
  • FCAC payday-loan guidanceCompare the proposed advance with the official explanation of payday borrowing.